973-277-0746
Ray Carrera
Mortgage Loan Originator
NMLS 63823
973-277-0746
ray@amsmtg.com
Meet Ray
As a seasoned mortgage loan officer with a passion for helping individuals and families achieve their homeownership dreams, I bring a wealth of expertise and a customer-centric approach to every client interaction. With a solid track record of 25 years in the mortgage industry, I am committed to guiding my clients through the complex process of obtaining financing for their dream homes while ensuring they feel confident and well-informed every step of the way.
973-277-0746
ray@amsmtg.com
Ray Carrera
NMLS 63823
973-277-0746
ray@amsmtg.com
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Licensed by PA Department of Banking as a Mortgage Broker, licensed by NJDOBI as correspondent residential mortgage lender (AMS acts a mortgage broker and as such can not issue a mortgage loan commitment nor can we fund any loans under any advertised program. Also as a mortgage broker in NJ AMS arranges mortgage loans through third party affiliates). This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in New York will be accepted through this site. Licensed under California Department of Business Oversight, Broker's License under California Finance lenders law. NMLS #20843 .This material is not from HUD or FHA and has not been approved by HUD or any government agency.